yernalipover

Shaping your financial mindset for lasting change

Understand Your Money Mind

Six-month program starting September 2025

Money decisions aren't just about numbers. They're about what those numbers mean to you. This program helps you understand why you spend, save, or avoid dealing with your finances altogether. We combine psychology with practical budgeting tools to help you make choices that actually fit your life.

Register Your Interest

What Makes This Different

Most budget courses tell you what to do. We help you understand why you do what you do. Then the practical stuff makes sense.

Your Money Story Matters

Everyone's relationship with money started somewhere. Maybe your parents argued about bills. Maybe you never saw anyone save successfully. We start by understanding your background, not judging your current situation.

One participant realized she was recreating her mother's feast-or-famine spending patterns. Just knowing that changed everything.

Small Groups Mean Real Conversations

We cap groups at twelve people. That's small enough to actually know each other's names and challenges. You'll hear from people dealing with similar struggles, which honestly helps more than any textbook ever could.

Groups meet fortnightly at our Orange location or online via Zoom. You choose what works for your schedule.

Tools That Don't Feel Like Punishment

Budgeting shouldn't feel like putting yourself on a financial diet that you'll inevitably break. We teach systems that work with your brain, not against it. Different people need different approaches.

Some people thrive with detailed spreadsheets. Others need a simpler "buckets" approach. We help you find your fit.

Budget planning workshop session with participants

What We Actually Cover

The program runs over six months because changing money habits takes time. You can't rush understanding yourself. Each fortnight, we tackle a different aspect of financial psychology and practical budgeting.

  • Understanding your spending triggers and emotional money patterns
  • Building budgets that account for real life, not theoretical perfection
  • Handling financial stress without shutting down or avoiding it
  • Communicating about money with partners or family members
  • Creating systems that match your actual lifestyle and commitments
Individual budget review and planning session

Support Between Sessions

Life doesn't wait for your next group meeting. When you're staring at an unexpected car repair bill or deciding whether to lend money to family, you need support right then.

  • Private online forum for quick questions and encouragement
  • Monthly email check-ins with personalized guidance
  • Access to recorded sessions if you miss a week
  • Workbook and tracking tools designed by actual psychologists
  • One individual session halfway through to discuss your specific situation

Program Investment

We offer flexible payment options because we understand not everyone can pay upfront. Choose what works for your current situation.

Pay in Full

$1,480

One-time payment

  • Complete 6-month program access
  • All 12 group sessions (fortnightly)
  • One individual consultation
  • Digital workbook and tools
  • Private forum access
  • Recorded session library
Enquire Now

Concession Rate

$1,180

Healthcare or student card holders

  • Complete 6-month program access
  • All 12 group sessions (fortnightly)
  • One individual consultation
  • Digital workbook and tools
  • Private forum access
  • Recorded session library
Check Eligibility

What Past Participants Say

These are real people who completed our program. We asked them to be honest about what worked and what didn't.

Rhys Templeton profile photo

Rhys Templeton

Tradesperson, Bathurst

I thought I was just bad with money. Turns out I was avoiding it because my dad went bankrupt when I was a teenager. Understanding that connection helped me actually start dealing with my bills instead of stuffing them in a drawer. Still not perfect, but I'm not drowning anymore.

Saffron Lindqvist profile photo

Saffron Lindqvist

Teacher, Orange

The group aspect was honestly the best part. Hearing other people talk about their money shame made me feel less alone. And having people check in on whether I'd actually done my budget each fortnight kept me accountable. I needed that external pressure at first.